Hello

Privacy Policy for BNKD Inc.
Effective Date: June 1, 2023

Thank you for using BNKD Inc. (referred to as "BNKD," "we," "us," or "our") mobile application
(the "App"). We are committed to protecting your privacy and ensuring the security of your
personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the
information you provide to us through the App. By using the App, you agree to the terms and
conditions of this Privacy Policy.

1. Information We Collect

1.1 Personal Information When you register and access the App, we may collect and process
the following types of personal information:
a) Email Address: We may ask for your email address, Apple ID, Google ID, or Facebook ID to
facilitate easy registration and access to the App. This information is used for authentication
and communication purposes.
b) Phone Number: We require your phone number for two-factor authentication (2FA). We may also send a text message to this number to authenticate password resets or recovery.
c) Face ID or Biometric Identification: We may offer the option to use face ID or biometric
identification for authentication purposes. This is not mandatory and is solely used for
enhancing security.
d) Camera Roll and Live Camera: If you choose to personalize your profile picture within the
App, we may request access to your camera roll and live camera.
e) Geolocation: We use geolocation to provide you with relevant business information based on your location. This helps tailor the App's content and features to your needs.
f) Name: We collect your name to verify your identity as a registered consumer.
g) Credit Card Information: When making payments or subscriptions within the App, we may
collect and process your credit card information. However, we do not store this information
directly. We utilize Stripe, a third-party payment processor, and your transactions are subject to Stripe's privacy policy.
1.2 Usage Information In addition to personal information, we may collect certain usage
information automatically when you interact with the App. This includes:
a) Device Information: We may collect information about your device, including its unique
identifiers, operating system, and mobile network information.
b) App Usage Data: We may collect data about your interactions with the App, such as the
features you use, the actions you take, and the preferences you set.

2. How We Use Your Information

We may use the information we collect for the following purposes:

a) To provide and personalize the services and features of the App.
b) To communicate with you regarding your account, updates, and promotional offers.
c) To authenticate your identity and ensure the security of your account.
d) To improve the App's functionality, content, and user experience.
e) To analyze usage patterns and trends to enhance our services and develop new features.
f) To process payments and subscriptions securely through Stripe.
g) To provide personalized business recommendations based on your geolocation.
h) To comply with legal obligations and enforce our rights.

3. Information Sharing

We may share select information with the businesses you choose to register as a member of
within the App. This sharing is limited to the necessary information required for your
interactions with those businesses. We do not sell, rent, or lease your personal information to
third parties for their marketing purposes.

We may also disclose your information in the following circumstances:

a) With your consent: We may share your information with third parties if you provide us with
explicit consent to do so.
b) Service Providers: We may engage trusted third-party service providers to assist us in
operating and maintaining the App. These providers have access to your information solely for
the purpose of performing their tasks on our behalf and are obligated to maintain its
confidentiality.
c) Legal Compliance: We may disclose